Early retirement is one of those common personal finance topics that always comes up on the show. It’s arguably the most talked-about subject in our Facebook group and is a common theme among guests on the show. But what does a time-tested, well-respected financial journalist and coach think about retiring early? What does the “perfect” early retirement plan look like if you’re starting from scratch?

Today we’re joined by Lynnette Khalfani-Cox from “Ask The Money Coach”, who is used to getting personal finance questions thrown at her all day long. She’s dug deep into everything surrounding investing and early retirement. From stocks to I Bonds, to real estate investing and cryptocurrency—if you’re interested in building (and maintaining) wealth, Lynnette’s website and books have something that will help you on your benjamin-stacking journey.

Mindy and Scott take some of the top investing, saving, and retirement questions from the BiggerPockets Money Facebook Group and ask Lynnette her opinion on them. Hear answers to top questions like when to invest and when to pay off debt, what makes the “perfect” portfolio, how to stop saving and start spending when you retire, and whether to invest for retirement or start a business.

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Join the BiggerPockets Money Facebook Group:
https://www.facebook.com/groups/bpmoney
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The Simple Math of Early Retirement:
https://www.biggerpockets.com/blog/the-simple-math-of-early-retirement-with-real-estate?utm_source=youtube&utm_medium=description&utm_campaign=none
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7 Ways to Diversify Your Investment Portfolio:
https://www.biggerpockets.com/blog/7-ways-diversify-investment-portfolio?utm_source=youtube&utm_medium=description&utm_campaign=none
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Everyone’s Talking About Cryptocurrencies. Should You Invest?
https://www.biggerpockets.com/blog/invest-cryptocurrency?utm_source=youtube&utm_medium=description&utm_campaign=none
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Visit Lynnette’s Website or Join the Money Coach University:
Ask The Money Coach: https://askthemoneycoach.com/
Money Coach University: https://moneycoachuniversity.com/
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Follow Lynnette on Social Media:
Instagram: @lynnettekhalfanicox or https://www.instagram.com/lynnettekhalfanicox/
Facebook: https://www.facebook.com/themoneycoach
LinkedIn: https://www.linkedin.com/in/lynnettekhalfanicox
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Want to Be a Guest on the BiggerPockets Money Show? Apply Here:
Guests: https://www.biggerpockets.com/guest?utm_source=youtube&utm_medium=description&utm_campaign=none
Finance Friday: https://www.biggerpockets.com/financereview?utm_source=youtube&utm_medium=description&utm_campaign=none
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Connect with Scott and Mindy on BiggerPockets:
Scott: https://www.biggerpockets.com/users/scotttrench?utm_source=youtube&utm_medium=description&utm_campaign=none
Mindy: https://www.biggerpockets.com/users/mindyjensen?utm_source=youtube&utm_medium=description&utm_campaign=none


Episode 313

Show notes at: https://www.biggerpockets.com/blog/money-313?utm_source=youtube&utm_medium=description&utm_campaign=none

00:00 Intro
01:26 Invest or Pay Off Debt
07:20 Bonds Explained
13:42 The “Perfect” Investment Portfolio
27:48 Switching From Saving to Spending
32:50 How to Introduce Others to Personal Finance
43:24 Before You Start a Business
49:23 Connect with Lynnette!
50:04 Got Any More Money Questions?