Barista FIRE at 36 with ONLY $500K by Trading “Stuff” for Substance

about episode 623:

  • April 1, 2025
  • 505 Likes
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Episode #623

Episode Show Notes:
https://lnk.to/biggerpocketsmoneyYT

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Connect with Julie:
BiggerPockets: https://www.biggerpockets.com/users/julier160?utm_source=youtube&utm_medium=description&utm_campaign=none
Instagram: @juliebrose or https://www.instagram.com/juliebrose/
Website: https://juliedevivre.com/

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Mindy: https://www.biggerpockets.com/users/mindyjensen?utm_source=youtube&utm_medium=description&utm_campaign=none

Julie Rose “semi-retired” at just 36 years old with only $500K, trading her corporate job for sunrise safaris in Africa, beach walks in Bali, and mid-day hikes in Mexico.

With “Barista FIRE,” you can retire with a lower FIRE number, still work (minimally) doing what you love, and have almost complete time freedom over your life. Why have FIRE when you can “semi-retire” decades earlier? Plus, your retirement nest egg will be growing in the background, all while you do what you want, when you want, with who you want. Sounds like a dream life, right? Well, you’re not far from it already!

After barely scraping by (even with a good job), Julie knew something needed to change, but she wasn’t ready for it. It wasn’t until she got laid off multiple times that she realized it was time to put her financial future in her own hands. This led her down the FIRE movement rabbit hole, getting almost addicted to saving and investing, and finding herself in a position to quit her job and do what she really loves: travel and get PAID to plan trips for others.

Now, she’s Barista FIRE (FIRE with the help of a side hustle), living nomadically for a fraction of the cost of a basic life in the United States!

00:00 Intro
02:37 I Can’t Afford to Live!
04:47 Laid Off, STILL Overspending!
09:32 Discovering FIRE and Side Hustles
16:38 Julie’s Investment Portfolio
21:09 Barista FIRE at 36!
29:15 Expenses and Net Worth
36:36 FIRE Healthcare
40:28 No FIRE Number?
41:48 Connect with Julie!
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