Episode #692
~~~
Episode Show Notes: https://biggerpocketsmoney.com/episodes/
~~~
Subscribe to our Weekly Newsletter: www.biggerpocketsmoney.com
~~~
Want to be a guest on the show? Apply here: https://biggerpocketsmoney.com/contact/
~~~
If You Want 50% Off the First Year on Monarch use code ‘Pockets’: https://www.monarchmoney.com/
~~~
Connect with John Bowens:
https://www.linkedin.com/in/john-bowens-cisp-48331514/
https://www.trustetc.com/
~~~
Connect with Scott and Mindy:
Scott: https://www.instagram.com/scott_trench/
Mindy: https://www.instagram.com/_mindyatbp/
~~~
Follow BiggerPockets Money on Social:
Facebook: https://www.facebook.com/groups/BPMoney
Instagram: https://www.instagram.com/biggerpocketsmoney/
~~~
Most people think index funds are the only path to financial independence—and they’ll get you there in 15-20 years. But what if you could get there faster?

In this episode, Mindy Jensen and Scott Trench team up with John Bowens from Equity Trust to reveal advanced portfolio strategies that accelerate your FIRE timeline. You’ll discover how to strategically allocate aggressive and conservative investments across your Roth IRA, HSA, and 401(k) to maximize tax advantages most people miss.

They break down how to hold alternative investments—real estate, private equity, crypto, even physical gold—inside tax-advantaged accounts, plus powerful tactics like tax loss harvesting that can save you thousands.

Whether you’re building wealth aggressively or protecting what you’ve already built, this episode shows you how to optimize every account for maximum tax efficiency and long-term growth.

00:00 Faster Way to FIRE?
00:42 Advanced Portfolio Strategies
01:49 Tax Strategies for Retirement Accounts
04:35 Asset Allocation
05:31 Three Buckets of Investment
07:25 Investment Types and Tax Efficiency
14:15 Real Estate Investments in Retirement Accounts
31:59 Prohibited Transactions and Self-Directed Accounts
33:49 Connect with John!