What does you life looks like after hitting financial independence? Are you on a tropical island drinking fruity cocktails out of a coconut? If you dream about that sort of retirement, Steve Adcock may have some revealing words for you. Retirement isn’t just about doing nothing all day, it’s about exploring your passions, and sometimes working more than you did before, to accomplish things that truly matter to you.

Steve decided to leave his high-stress IT job after 11 years of work. It was eating away at him every day, and it got to the point where just going into work became a grueling weight on his shoulders. He knew from a few years before potential retirement that he had a choice: lavishly live his life now or live frugally and have financial freedom forever. He chose the latter and doesn’t regret it for one second.

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The Money Date: What You Should Do to Align Your Finances as a Couple
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Episode 227

Show notes at: https://www.biggerpockets.com/moneyshow227

0:00 Intro
2:55 Hitting FI in 11 Years!?
7:44 Combining Finances as a Couple
11:00 Going Lean for FI
13:25 Finding Your FI Number
17:30 Side-Income Streams
20:59 What Would Steve do Differently?
24:21 Changes to Health and Daily Life
29:02 Leaving the Nomadic Lifestyle
35:02 Future Plans
36:28 Retirement Expectation vs. Reality
42:53 Leaving his Job
45:41 Spending Post-Retirement
52:07 Famous Four
57:04 Reviewing Steve the Retiree