Kim Hunter Borst didn’t start her financial independence journey in New York City—but it’s where everything changed.
After building a high-income life, she and her husband found themselves $69,000 in debt from lifestyle inflation. Instead of leaving NYC, they got intentional—cutting expenses, leveraging a rent-stabilized apartment, and maxing out retirement accounts.
Now, they’ve achieved financial independence and retired early—proving you don’t have to leave a high-cost city to build real wealth.
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