Welcome to BiggerPockets Money

BiggerPockets Money Podcast Archive

Every episode of the BiggerPockets Money Podcast, from the beginning of time. Thank you for listening, and for coming to our website!

  • Stay on Track to FIRE With These Money Moves Before 2026

    Time’s running out on 2025, and there are critical financial moves you need to make before December 31st. In this episode of the BiggerPockets Money podcast, Mindy and Scott walk you through the essential year-end tasks that could save you thousands of dollars and keep your FIRE goals on track. These aren’t just suggestions—they’re time-sensitive…

  • Should You Pay Off Your Mortgage or Invest? (Best Choice for FIRE)

    Pay off your mortgage or invest? If you’re pursuing FIRE, you’ve wrestled with this question. A paid-off house means thousands extra in your pocket each month and a lower FIRE number. But investing that same money could build significantly more wealth and get you to FIRE with a bigger nest egg. So which strategy wins?…

  • How to Build a Tax-Efficient Portfolio (Advanced Strategies)

    Most people think index funds are the only path to financial independence—and they’ll get you there in 15-20 years. But what if you could get there faster? In this episode, Mindy Jensen and Scott Trench team up with John Bowens from Equity Trust to reveal advanced portfolio strategies that can accelerate your FIRE timeline. This…

  • How Can Paul Fast Track to FIRE by 45? ($1.6M Net Worth)

    Paul has a $1.6 million net worth at 40 years old—impressive by any standard—but he’s stuck wondering: Can I retire in the next 5-6 years? In this episode of BiggerPockets Money, Paul shares his journey from debt payoff to building substantial rental income during COVID-19. Now he’s sitting on significant equity, strong cash flow, and…

  • How to Avoid (or Escape) the Middle-Class Trap and Retire Early

    You’re doing everything right—buying a house, maxing out your 401(k), investing in real estate—but what if these “smart” money moves are actually trapping you in your job? It’s the paradox plaguing the FIRE community: you could be a millionaire on paper but can’t afford to retire because all your wealth is locked up. Welcome to…

  • From Making $28,000/Year to FI in 5 YEARS

    One rental property changed everything. Deandra was drowning—working multiple jobs, crushed by student debt, teaching full-time with no end in sight. Then she bought her first property with just $4,000, and within four years, she walked away from teaching forever. Today, Deandra reveals the exact strategy she used to go from broke teacher to financially…

  • How The Top 1% Actually Invest (Not What You Think)

    The wealthiest 1% invest completely differently than you’ve been taught—and they definitely don’t follow the advice most financial advisors give. In this episode of BiggerPockets Money, hosts Mindy Jensen and Scott Trench sit down with Tad Fallows, co-founder of Long Angle, to reveal the real investment strategies of high-net-worth individuals and how they differ from…

  • You DON’T Need to Be “Debt-Free” to Reach FIRE

    Should you pay off all your debt before investing? Or is that costing you years of financial freedom? In this episode, we’re tackling the debate that divides the FIRE community: aggressive debt payoff versus strategic debt management. We break down two real case studies to show you exactly when to prioritize debt payoff and when…

  • $90K in Debt to Coast FI with $1.5M (Here’s the Blueprint)

    Ericka Young did what most people think is impossible—she went from 90k in debt to Coast FI with a seven-figure net worth. In this episode of the BiggerPockets Money podcast, she’s pulling back the curtain on how she did it. What You’ll Learn: How to eliminate massive debt without living in total deprivation The debt…

  • The FIRE Movement Is Dead! (What You Need to Know)

    Is the FIRE movement dead? In 2025, more people are catching on to the huge downsides of pursuing financial independence, retire early. Strict frugality, massive sacrifice, working harder than ever…is it really worth it to retire decades before everyone else? If you’re internally screaming, “Yes! Of course it is!” you’re in good company. Today, we’re…