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BiggerPockets Money Podcast Archive
Every episode of the BiggerPockets Money Podcast, from the beginning of time. Thank you for listening, and for coming to our website!
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Chapter Ten: Accessing Your Money in Early Retirement (Or: How to Get Your Cash Without the IRS Freaking Out)
There is a moment in every FIRE journey where the math works, the portfolio is ready, and a new question shows up. How do I actually get my money out? This is where many people hesitate. They’ve spent years maxing out retirement accounts like 401(k)s and IRAs because that’s what all the financial advice told…
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Trust But Verify: A Love Letter to Our Community (And a Warning)
The Financial Independence community is a wonderful, weird little corner of the internet and the world. We talk openly about our net worth. We share our savings rates like they’re baseball stats. We debate the 4% rule with the enthusiasm most people reserve for sports arguments. And when we meet each other in person, whether…
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Your Credit Card Statement Isn’t Going to Review Itself
There’s a particular kind of financial embarrassment that has nothing to do with being broke. It’s the embarrassment of realizing, often at the worst possible moment, that you’ve been cheerfully ignoring something important for months or even years. Not because you’re irresponsible. Not because you don’t care about money. But because life got busy, things…
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Don’t Panic-Buy a Tesla Because Gas Went Up 40 Cents
Every time conflict rattles the Middle East and oil prices spike, car dealerships quietly uncork the champagne. Here’s why reacting to pump prices with a brand-new vehicle purchase is one of the most expensive impulses in personal finance. There’s a ritual that plays out with clockwork-like reliability whenever geopolitical tension flares up in oil-producing regions…
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Chapter Nine: The Grind and Staying the Course (Or: The Part Nobody Warns You About)
There is a part of the FIRE journey that doesn’t get enough attention. It’s not the beginning, where everything feels new and exciting. You’ve just discovered FIRE, the math makes sense, and you’re fired up about optimizing your entire financial life. You’re reading every blog post, listening to every podcast, and telling anyone who will…
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Chapter Eight: The Decumulation Phase and Your Portfolio (Or: The Part Where You Actually Have to Spend the Money)
Up to this point, everything has been about building. Saving. Investing. Optimizing. Growing. Watching your net worth climb. Celebrating milestones. Doing mental math about how many more years until you hit your number. At some point, the script flips. You stop asking “how do I accumulate more?” and start asking a very different question. How…
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International Diversification: How Much Is Enough and When Does It Hurt?
If you’ve spent the last decade watching your U.S. equity holdings crush every international benchmark while your “globally diversified” friends quietly questioned their life choices, you’ve felt the emotional weight of this topic firsthand. International diversification is one of those concepts that sounds perfectly rational in a finance textbook and then proceeds to spend years…
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Post Traumatic Broke Syndrome: How Your Financial Past Is Running Your Financial Present
In yesterday’s episode, personal finance educator Tiffany Aliche, known to millions as The Budgetnista, put a name to something a lot of people have been quietly living with for years: Post Traumatic Broke Syndrome. It ‘s the idea that past financial hardship, whether you grew up counting quarters for the electric bill or blew your…
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Are You Underinsured? You Need to Review Your Homeowners Policy RIGHT NOW
It started as an ordinary evening walk. My husband and I were strolling through our neighborhood when we noticed smoke. Within minutes, a house down the street had flames pouring from the garage. By the time the first fire truck arrived, the fire had already taken hold. We stood on the sidewalk and watched three…
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Chapter Seven: The Investment Order of Operations (Or: Stop Overthinking Where Your Money Should Go)
At some point, everyone pursuing FIRE asks the same question. I have money to invest. Where should it go first? Should it go into the 401(k)? The Roth IRA? A taxable brokerage account? Should I pay off my car loan first? What about that student loan at 4%? And wait, didn’t someone say something about…