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BiggerPockets Money Podcast Archive
Every episode of the BiggerPockets Money Podcast, from the beginning of time. Thank you for listening, and for coming to our website!
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Don’t Panic-Buy a Tesla Because Gas Went Up 40 Cents
Every time conflict rattles the Middle East and oil prices spike, car dealerships quietly uncork the champagne. Here’s why reacting to pump prices with a brand-new vehicle purchase is one of the most expensive impulses in personal finance. There’s a ritual that plays out with clockwork-like reliability whenever geopolitical tension flares up in oil-producing regions…
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International Diversification: How Much Is Enough and When Does It Hurt?
If you’ve spent the last decade watching your U.S. equity holdings crush every international benchmark while your “globally diversified” friends quietly questioned their life choices, you’ve felt the emotional weight of this topic firsthand. International diversification is one of those concepts that sounds perfectly rational in a finance textbook and then proceeds to spend years…
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Post Traumatic Broke Syndrome: How Your Financial Past Is Running Your Financial Present
In yesterday’s episode, personal finance educator Tiffany Aliche, known to millions as The Budgetnista, put a name to something a lot of people have been quietly living with for years: Post Traumatic Broke Syndrome. It ‘s the idea that past financial hardship, whether you grew up counting quarters for the electric bill or blew your…
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Are You Underinsured? You Need to Review Your Homeowners Policy RIGHT NOW
It started as an ordinary evening walk. My husband and I were strolling through our neighborhood when we noticed smoke. Within minutes, a house down the street had flames pouring from the garage. By the time the first fire truck arrived, the fire had already taken hold. We stood on the sidewalk and watched three…
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Dear Me, You Have My Permission: A Letter to Every Overthinking Optimizer Out There
Somewhere out there, a person who has saved diligently for fifteen years, paid off their mortgage, and accumulated a net worth that would make most financial advisors weep with joy is sitting at their kitchen table agonizing over whether it is okay to buy the slightly nicer olive oil. This is the FI community in…
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Why You Need to Think About Decumulation Now (Even Though You’re Nowhere Near Retirement)
Here’s a question almost nobody asks when they’re starting their FIRE journey: how am I actually going to get this money out? Most people are so focused on getting money into their accounts that they don’t think about the getting-it-out part until they’re a year away from retirement. Then they panic-Google “how to withdraw from…
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Tax Loss Harvesting: How to Make Losing Money Work in Your Favor
Let’s be honest: very few people find joy in losing money. But what if losing money in one place could actually save you money somewhere else? That’s the peculiar magic of tax loss harvesting, a strategy that sounds like something a medieval wizard would do with a scythe and a spreadsheet, but is actually a…
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Sequence of Return Risk Isn’t Just a Retirement Problem
If you’ve spent any time in the Financial Independence community, you’ve probably heard about sequence of returns risk. It’s one of those phrases that gets thrown around a lot, usually in the context of retirement withdrawals and why you shouldn’t retire into a market crash. The basic idea is simple: the order in which you…
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Stop Waiting for the Perfect Moment: The Case Against Dollar Cost Averaging Into the Market
When you have a large sum of money ready to invest, conventional wisdom says to ease in slowly. The data says otherwise. Let’s say you’ve just sold a house, received an inheritance, or accumulated years of savings sitting in cash. You have $200,000 – maybe more – and you’re ready to put it to work…