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BiggerPockets Money Podcast Archive
Every episode of the BiggerPockets Money Podcast, from the beginning of time. Thank you for listening, and for coming to our website!
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When Your Life Is the Research: How Watching the World Turned Into Our Best Investments
There’s an old saying that luck is what happens when preparation meets opportunity. I used to think that was just a nice thing people said to make hard work sound more romantic. Now I think it might be the most accurate description of my husband Carl’s investment portfolio that exists. Carl and I have a…
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The Spending Experiment That Taught Us Frugal Isn’t the Same as Smart
When Carl and I went on the I Will Teach You To Be Rich podcast with Ramit Sethi, we thought we were going in for a fun conversation about money. What we walked away with instead was a full audit of our own frugality, and honestly, it stung a little. For years, we told ourselves…
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Mega-Cap Tech: Individually, Each Giant Makes Sense… Collectively, They Don’t (Is it an AI Bubble?)
Eleven interconnected AI/Tech companies are valued at a combined $27T as of July 2026. While each company individually has a plausible path to success, what you have to believe for the collection as a whole should give you real pause. I think the hardest challenge for investors in 2026 is the discomfort so many of…
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The Tax Trap Waiting at Age 73 (and How to Get Out of It)
After Carl and I chatted with The Money Guys, we’ve had a LOT of conversations surrounding where our money is currently located, and how to optimize for less overall taxes paid. (And this article is for those of you who ARE NOT yet 73 and taking RMDs. So please keep reading for tips for our…
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When Do You STOP Investing? Confessions of a Recovering Over-Saver
I have a confession to make, and it’s going to sound absurd coming from someone who hosts a money podcast for a living. I saved too much in my 401k. I know. I know. In a community that treats “max out your retirement accounts” like a sacred commandment, saying you saved too much sounds like…
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Donor-Advised Funds: How to Give Generously and Still Win at Tax Season
If you’re several years into your FI journey, there’s a decent chance you’ve already optimized your 401(k), your backdoor Roth contributions, and your tax-loss harvesting. Charitable giving is often the piece that gets left on autopilot, a recurring donation or a check written once a year out of habit rather than strategy. That’s worth revisiting,…
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The New Account That Could Set Your Kids Up for Retirement Before They’ve Had Their First Real Job
Here’s the thing about generational wealth: most people don’t build it through a single big move. They build it by making a series of small, boring, correct decisions early enough that compound growth does the heavy lifting. A new savings account for children, born from the One Big Beautiful Bill Act, is one of those…
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The Ultimate Guide to Decumulation in 2026: How to Spend Your Money Without Losing Sleep (or Gaining the IRS’s Attention)
If accumulation is the fun part of FIRE, decumulation is the part nobody talks about at parties. You spent 10, 15, maybe 20 years cramming money into 401(k)s and brokerage accounts like a squirrel preparing for a winter that never seems to end. Now you’ve hit your number, or you’re getting close, and suddenly you…
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What’s Your Contingency Plan? The Question That Actually Makes Retirement Feel Safe
A couple of weeks ago I wrote an article called “What Would It Take to Make You Feel Secure?” I thought I’d covered it. But I kept having the same conversation at two different parties at The FI Collective here in Longmont, and again at a friend’s birthday dinner, and I realized I’d skipped the…
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You Don’t Have to Sell What You Love. You Just Have to Sell It For a Second.
Every FIRE community has one. (It’s me. Hi. I’m the problem, it’s me.) The person who bought a stock years ago, watched it turn into a meaningful chunk of their net worth, and now refuses to sell a single share because they still believe in the company. Maybe it’s an employer stock they understand inside…