Across my experience as a CEO, I’ve observed that the correlation between premium pricing or firm reputation and quality of output is actually very weak. “You get what you pay for” is, fundamentally, not true, across my body of experience, when it comes to paying premium prices. I define “premium pricing” as top quartile pricing…

I’ve been asked by a few BiggerPockets Money listeners about my Fitness and Health Plan. I’ll start with a disclaimer here. I am no “Fitfluencer”, and have no intention of diving deeply into this space, beyond this blog post and maybe 1 more follow up. I am not an elite athlete, and I am very…

Note: I (Scott) enjoy putting my brain to work on investment and business plans. I plan to publish many theses, and act on only a handful. I sincerely hope for feedback and input from the community, and look forward to hearing from you! Please view these theses not as investment advice, or recommendations, but rather…

Why the Security Model Cannot Stabilize and Must Collapse to Functional Zero An incentive-based analysis of the post-subsidy security cliff, the compounding fragility trap, and the absence of a stable low-equilibrium state. Note: This article is attracting readership well outside the usual BiggerPockets Money audience. If you understand Bitcoin’s security model and mining economics, and…

Health insurance premiums rise dramatically with age in the United States. This is not a theoretical risk or a pessimistic/overly conservative assumption. It is a core feature of the healthcare system, explicitly permitted under the Affordable Care Act. The earlier someone retires, the longer they are exposed to predictable, age-driven increases in healthcare costs before…