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The Archive

Explore the BiggerPockets Money podcast.

571 episode pages available here on taxes, FIRE, and financial independence. Search titles and summaries, or browse by topic.

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Playlists
Start Here (15 episodes)

Start Here

New to BiggerPockets Money? Begin with these essential episodes.

Jul 24, 2023 433: Ramit Sethi Revisited: Spend Like Your Life Depends on It Listen
Jul 1, 2025 Your Complete Guide to Financial Independence (2025) Listen
Jan 13, 2023 373: The Money Show’s Guide to Personal Finance for Beginners Listen
Sep 12, 2025 How to Save 50% of Your Income Without Sacrificing Your Lifestyle Listen
May 8, 2026 Your FIRE Number Is Probably Wrong — Here’s Why Listen
Jan 9, 2026 How to Reach Coast FIRE (The Relaxed Way to Retire!) Listen
Jul 11, 2025 How Much Do You Need for Early Retirement? (How to Calculate Your FI Number) Listen
Sep 19, 2025 Which FIRE Strategy is Best for You? (Lean to Fat FIRE) Listen
Apr 4, 2025 Teacher ($44K/Year Income) FIREs in 10 Years Making the RIGHT Sacrifices Listen
Jul 24, 2026 The "Middle Class Trap" Is Real—But We Need a Better Name Listen
Apr 10, 2026 Retiring Early in 5 Years? Do THIS First Listen
Feb 13, 2026 The New FIRE? Why Time Freedom Beats Early Retirement Listen
Jun 13, 2025 How to Access Retirement Funds Early Using the 72(t) Strategy Listen
Mar 21, 2022 285: The Difficult Path to Wealth: Losing Money on Your First Real Estate Deal w/ JL Collins Listen
May 27, 2025 Leaving His Job at 36 to Give Back, NOT Get Rich During FI Listen
Scott & Mindy Picks (9 episodes)

Scott & Mindy Picks

Hand-picked favorites from Scott and Mindy.

May 19, 2026 Ben Felix Critiques FIRE… And Then Makes the Case for 100% Equities in FIRE Listen
May 10, 2024 527: Retired at 49 on an Average Salary after Getting a “Late Start” to FIRE Listen
Aug 2, 2024 551: Retired Early at 44 by Buying These "Boring" Investments Listen
Jul 1, 2025 Your Complete Guide to Financial Independence (2025) Listen
Jan 13, 2023 373: The Money Show’s Guide to Personal Finance for Beginners Listen
Jan 28, 2025 The Middle-Class Trap That Could Keep You from FIRE (How to Escape It) Listen
Dec 31, 2024 The Money Date: What Couples Should (& Shouldn't) Do to Align Finances Listen
May 3, 2024 525: The Rational Investor’s Case Against Bitcoin Listen
Oct 17, 2025 The FIRE Movement Is Dead! (What You Need to Know) Listen
Healthcare for FIRE (6 episodes)

Healthcare for FIRE

Navigating health insurance and reducing healthcare costs on the road to FIRE.

Jan 30, 2026 The 4% Rule Was Never Designed for FIRE’s Healthcare Reality Listen
Nov 25, 2025 Will 2026 Healthcare Costs Destroy Financial Independence for Millions? Listen
Jun 23, 2026 The Ultimate Guide to Healthcare Costs for FIRE Listen
Apr 22, 2025 Healthcare Hacks That Could Save You Thousands on the Journey to FIRE Listen
Feb 28, 2022 279: Digital Nomad-ing and Answering All Your FIRE Healthcare Questions w/Amy & Tim from GoWithLess Listen
Dec 12, 2025 Financial Independence Through the Unthinkable: A Healthcare Crisis Listen
Drawdown (12 episodes)

Drawdown

How to spend down your portfolio in retirement without running out.

Jun 6, 2025 4% Rule Creator Bill Bengen Reveals His NEW 5% Retirement Strategy Listen
Jul 15, 2025 The Portfolio that Supports a 5% Safe Withdrawal Rate | Frank Vasquez Listen
Jul 18, 2025 The Portfolio Strategy That Could Double Your Safe Withdrawal Rate Listen
Aug 29, 2025 The Secret to Retiring Early AND Spending More Money Listen
Dec 9, 2025 The Ultimate Guide to Early Retirement Drawdown (2026) Listen
Jul 3, 2026 The Best Early Retirement Withdrawal Strategy (6 Proven Frameworks) Listen
May 23, 2025 If No One Follows the 4% Rule, What IS the Right Withdrawal Rate? Listen
Sep 26, 2025 The Four Fundamentals of Retirement Drawdown Listen
Dec 5, 2025 The Case for Blended (Instead of Sequential) Drawdown for Early Retirees Listen
May 20, 2025 No, Taxes Won’t Derail Your FIRE: Here’s What You’ll Really Pay in Retirement Listen
Jan 16, 2026 Reached FI at 60: How to Switch from Accumulation to Drawdown with Bill Yount Listen
Jun 13, 2025 How to Access Retirement Funds Early Using the 72(t) Strategy Listen
Finance Friday Episodes (12 episodes)

Finance Friday Episodes

Real money makeovers from listeners with Scott & Mindy.

Nov 29, 2024 Finance Friday: Middle-Class Trap on Steroids ($3.8M but CAN'T Retire!) Listen
May 13, 2022 300: Finance Friday: How to Avoid the “Middle Class Trap” When Building Wealth Listen
Nov 1, 2024 Finance Friday: Signs You’re Saving TOO Much for Retirement Listen
Sep 29, 2023 454: Finance Friday: We Spend $12K a Month…Can We Still Retire in 10 Years? Listen
Apr 11, 2025 How to FIRE in Your 40s on a Teacher’s Salary (or Average Income) (Finance Friday) Listen
Aug 7, 2026 Can This 29-Year-Old Couple Retire by 40 With a $2.5M Portfolio? Listen
Apr 3, 2026 Can He Retire in 10 Years? (We Ran the Numbers) Listen
Jun 12, 2026 Katie Wants to Quit Her Job. Can They Afford It? Listen
Jun 28, 2024 541: Finance Friday: I've Got $150K Student Debt at 6.95%, Should I Invest? Listen
Dec 30, 2022 367: Finance Friday: Tips to Build a House Hack STACK in Your 20s Listen
May 27, 2022 304: Finance Friday: The Fastest Way to Pay Off $300k in Student Debt Listen
Aug 12, 2022 326: Finance Friday: Still Feeling "Money Anxious" After Hitting FI Listen
House Hacking & Real Estate (12 episodes)

House Hacking & Real Estate

Rentals, house hacks, and building wealth through property.

Apr 25, 2022 295: Fueling Early Retirement at 36 with Just 4 Rental Properties w/Antoinette Munroe Listen
May 12, 2026 How Kyle Built a $4M Real Estate Portfolio Making Less Than $40K Listen
Mar 3, 2026 From $15,000 to Financial Independence Through Real Estate Listen
Oct 7, 2026 Is House Hacking Dead in 2026? How to Find Deals That Still Work Listen
Dec 15, 2023 481: Building a $1 Million Net Worth in Only 3 Years by Investing in Real Estate Listen
Dec 30, 2022 367: Finance Friday: Tips to Build a House Hack STACK in Your 20s Listen
Mar 24, 2023 395: Finance Friday: House Hacking, Side Hustles, and the Path to FI by 45 Listen
Mar 4, 2022 280: Finance Friday: Who Should (and Shouldn’t) Be Investing in Real Estate Listen
Dec 10, 2021 256: Finance Friday: Financial Independence in 5 Years w/ Short-Term Rentals Listen
Feb 11, 2022 274: Finance Friday: What’s The Best Way to Buy Rentals—Partnerships or Solo? Listen
May 20, 2022 302: Finance Friday: Can I Live in Flip My Way to FI at 55 Years Old? Listen
Mar 21, 2022 285: The Difficult Path to Wealth: Losing Money on Your First Real Estate Deal w/ JL Collins Listen
Side Hustles & Extra Income (10 episodes)

Side Hustles & Extra Income

Earn more outside the 9-to-5.

Jan 3, 2022 263: Becoming Debt-Free and Generating $320,000/Year from Simple Side Hustles w/Jannese Torres-Rodriguez Listen
Jun 5, 2023 418: Replacing His Wife’s $100K Salary in Year ONE with THIS Online Side Hustle Listen
Nov 17, 2023 470: Make an Extra $100/Day with These Work-From-Home Side Hustles Listen
Jan 3, 2025 How to Make an Extra $100 a Day in 2025 (Working from Home!) Listen
Apr 16, 2024 520: The BEST Side Hustles You Can Start in 2024 (Outside of Real Estate!) Listen
Feb 10, 2026 The Ultimate Guide to Finding Your Ideal Side Hustle Listen
May 29, 2023 416: Codie Sanchez: These “Boring Businesses” Will Make You Rich Listen
Dec 19, 2023 482: How I Turned My Tiny Side Hustle into a Multi-Million Dollar Business Listen
Mar 15, 2024 511: Pay Your Rent and Level Up Your Home with THIS Creative Side Hustle Listen
Apr 11, 2022 291: Turning eBay Profits into Cash-Flowing Rentals w/The Frugal Gay Listen
Investing 101 (10 episodes)

Investing 101

Index funds, brokerage accounts, and retirement basics.

May 19, 2026 Ben Felix Critiques FIRE… And Then Makes the Case for 100% Equities in FIRE Listen
Jul 8, 2025 The Best Investing Order of Operations for FIRE (2025) Listen
Aug 27, 2024 558: How to Start Investing for Retirement: 401(k), IRA, Roth? Listen
Oct 24, 2022 347: Why “Just Keep Buying” is The Smartest, Simplest Way to Get Rich Listen
Jun 27, 2025 Wall Street Pro Reveals Why He Ditched Trading for Index Funds Listen
May 5, 2026 Is Small Cap Value Worth It? Ben Felix Explains the Truth About AVUV & Factor Investing Listen
Feb 17, 2026 Paul Merriman’s 4-Step Portfolio Strategy for Long-Term Wealth Listen
Aug 22, 2025 The Case for Picking Stocks w/ Co-Founder of The Motley Fool Listen
Feb 14, 2025 Has the FIRE Formula Changed? Why 100% Index Funds Isn’t the Answer Listen
May 26, 2026 How to Build an Investment Strategy for Financial Independence Listen
Debt Payoff (13 episodes)

Debt Payoff

Wipe out debt with proven strategies.

Sep 25, 2026 How She Went From $18K in Debt to Nearly $1 Million in 6 Years Listen
Sep 29, 2026 Naseema Went Bankrupt at 25, Became a Single Mom at 30, and Built $1.3M by 45 Listen
Jan 14, 2025 From $300K in Debt to Millionaire at 39 (Financial Freedom in 8 Years!) Listen
Apr 25, 2025 We Paid Off $500K in Debt: Now We’re on Track to Retire (Early) in Our 50s Listen
Jan 5, 2024 488: How to Pay Off Credit Card Debt FAST ($30K+ in 1 Year!) Listen
Jan 3, 2022 263: Becoming Debt-Free and Generating $320,000/Year from Simple Side Hustles w/Jannese Torres-Rodriguez Listen
Apr 24, 2026 From $69K Debt to Financial Independence in NYC Listen
Oct 17, 2022 345: Divorced and $250K in Debt to Financially Free in 10 Years Listen
Jan 30, 2024 498: Paying Off $118K of Debt in 2 Years and Buying Real Estate (16 Units!) Listen
Oct 23, 2023 461: How to Pull Yourself Out of Car, Student, or Credit Card Debt Listen
May 27, 2022 304: Finance Friday: The Fastest Way to Pay Off $300k in Student Debt Listen
Oct 28, 2022 348: Finance Friday: How to Start Investing After Becoming Debt-Free Listen
Jan 17, 2022 267: Student Loans Update: Repayment, Refinancing, and Potential Forgiveness w/Robert Farrington Listen
Family & Kids Finance (12 episodes)

Family & Kids Finance

Teaching kids about money, college, and family planning.

Aug 28, 2026 5 Kids, Modest Income, and $1M Net Worth in 7 Years Listen
Sep 24, 2024 FI With 5 Kids and Debt-Free in Just Over a Decade! Listen
Oct 30, 2023 463: How to Teach Your Kids About Money (Saving, Investing, Spending, and FIRE) Listen
Aug 26, 2022 330: The Ultimate Teen Money Hack for Parents Listen
May 9, 2025 How to Create Huge Tax Savings Funding Your Kid’s College (& FIRE on Time!) Listen
May 2, 2022 297: How to Find Free Money to Finance Your Education & Avoid Extensive Student Debt w/Robert Farrington Listen
Jan 7, 2025 Ramit Sethi’s Life-Changing "Money Conversation" Script for Couples Listen
Dec 31, 2024 The Money Date: What Couples Should (& Shouldn't) Do to Align Finances Listen
Apr 21, 2023 403: Finance Friday: Stay at Home with Kids or Work to Hit FI Faster? Listen
Aug 18, 2023 442: Finance Friday: Planning for a Family Costs More Than I Thought… Listen
Nov 28, 2022 357: Budgeting for a Baby: The Costs EVERY New Parent Should Expect Listen
Sep 5, 2022 333: From Broke at 40 to FI at 50 While Raising 4 Kids Listen
101–110 of 571 shown
Jan 23, 2026

The Proven Path to Financial Independence by 44

Should you retire the second you hit financial independence, or is there value in working just a little longer? Steven faced this exact decision at 40 and chose to work four more years. The result? He added $1 million to…

Listen Here
Browse episodes
Jan 20, 2026 How to Negotiate Your Salary and Reach Financial Independence Faster | Paula Pant Listen
Want to reach financial independence faster? The quickest path isn't extreme frugality—it's earning more. And that starts with salary negotiation. Paula Pant from the Afford Anything podcast joins Mindy Jensen and Scott Trench to break down exactly how to negotiate…
Jan 16, 2026 Reached FI at 60: How to Switch from Accumulation to Drawdown with Bill Yount Listen
You've hit financial independence—now what? How do you actually start spending the money you've spent years accumulating? Bill Yount reached FI at 60 after a 10-year journey, and he's figured out the answer. Bill shares his complete decumulation strategy—the detailed…
Jan 13, 2026 Broke and in Debt at 50? How to Still Retire On-Time (Step-by-Step Plan) Listen
You're in your 50s, $50,000 in debt, and retirement at 65 feels impossible. We made this episode for you. Today, Mindy and Scott spell out the exact step-by-step plan to go from $50K in debt to a million-dollar retirement—even if…
Jan 9, 2026 How to Reach Coast FIRE (The Relaxed Way to Retire!) Listen
What if you didn't have to save 70% of your income to retire early? What if you could hit a number in your 30s, ease off the gas, and still reach financial independence—without sacrificing your present life? That's Coast FIRE,…
Jan 6, 2026 How to Retire Early: A 15-Year Plan to Go from $1,000 to FIRE Listen
What if you're doing FIRE in the wrong order? Most people chasing financial independence are following steps that actually slow them down—and it could be costing you years of freedom. In this episode, Mindy Jensen and Scott Trench break down…
Jan 2, 2026 How to Use AI to Reach Financial Independence Faster Listen
AI is revolutionizing how we build wealth and achieve financial independence. In this episode, Mindy Jensen and Scott Trench break down exactly how to use AI tools to accelerate your path to FI—from automating budgets and analyzing investments to generating…
Jan 2, 2026 How to Use AI to Reach Financial Independence Faster Listen
AI is revolutionizing how we build wealth and achieve financial independence. In this episode, Mindy Jensen and Scott Trench break down exactly how to use AI tools to accelerate your path to FI—from automating budgets and analyzing investments to generating…
Dec 30, 2025 Scott Builds Four Portfolios with Four Different Strategies ($40k Experiment) Listen
In this episode of the BiggerPockets Money Podcast with Mindy Jensen and Scott Trench, Scott builds four different investment portfolios using real money, each account starting with $10,000 and employing different strategies. Scott invests in an index fund, a 60/40…
Dec 26, 2025 Which Path to Financial Independence Is Faster? Sell or Rent? Listen
Should you turn your primary home into a rental property or sell it when you move? It's one of the biggest financial decisions homeowners face, and in this episode, Mindy Jensen and Scott Trench are helping Alyssa and John figure…

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