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BiggerPockets Money Podcast Archive
Every episode of the BiggerPockets Money Podcast, from the beginning of time. Thank you for listening, and for coming to our website!
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The Ultimate Guide to Decumulation in 2026: How to Spend Your Money Without Losing Sleep (or Gaining the IRS’s Attention)
If accumulation is the fun part of FIRE, decumulation is the part nobody talks about at parties. You spent 10, 15, maybe 20 years cramming money into 401(k)s and brokerage accounts like a squirrel preparing for a winter that never seems to end. Now you’ve hit your number, or you’re getting close, and suddenly you…
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The 0% Capital Gains Bracket Is a Gift. Are You Using It?
Somewhere out there is a tax bracket that lets you sell your winning stocks, pocket the gains, and hand exactly $0 to the IRS. It’s not a loophole. It’s not sketchy. It’s not something your CPA is going to raise an eyebrow at. It’s just… sitting there. Available. Legal. And almost completely ignored by people…
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A Field Guide to In-Person FI Events
You’ve optimized your 401k. You’ve got a spreadsheet that calculates your FI date down to the day, assuming a 7% real return and zero unexpected emergencies, because obviously nothing unexpected ever happens to anyone. You’ve read the blogs, listened to the podcasts (hi), and you can recite the 4% rule like it’s a nursery rhyme.…
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What Your Parents Got Wrong About Money (And What They Actually Got Right)
Your parents did their best. That’s the disclaimer we’re putting at the top, right here, before anything else, because this article is going to say some things about the financial lessons you grew up with that might be a little uncomfortable, and we want to be clear from the outset that none of it is…
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The Hidden Cost of a High Savings Rate Nobody Talks About
There’s a chart that’s changed a lot of lives. If you’ve spent any time in the financial independence community, you’ve probably seen it. It lives on Mr. Money Mustache’s blog, in a post called “The Shockingly Simple Math Behind Early Retirement,” and it’s exactly what it sounds like. The chart shows the relationship between your…
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How to Talk to Your Partner About Money Without It Turning Into a Fight
If you’ve ever tried to explain the concept of financial independence to a spouse who didn’t ask to hear about it, you already know how this goes. You’re excited. You’ve just listened to six podcast episodes back to back. You’ve run the numbers three times and they keep getting better. You sit down at dinner,…
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Stop Panic-Optimizing: When “Good Enough” Is the Best Financial Decision You Can Make
There’s a special kind of financial paralysis that only affects people who are actually doing the right things. It doesn’t happen to the person who has $47 in their checking account and a drawer full of unpaid bills. It happens to you. The person who has already maxed out their 401(k), built an emergency fund,…
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Chapter Eleven: Life After FIRE (Or: Now What?)
Reaching Financial Independence is a financial milestone. Living it well is a life design problem. For years, maybe decades, your identity has likely been tied in some way to your work. Your schedule revolved around it. Your social circle formed around it. Your sense of progress, accomplishment, and even your sense of purpose may have…
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Your Credit Card Statement Isn’t Going to Review Itself
There’s a particular kind of financial embarrassment that has nothing to do with being broke. It’s the embarrassment of realizing, often at the worst possible moment, that you’ve been cheerfully ignoring something important for months or even years. Not because you’re irresponsible. Not because you don’t care about money. But because life got busy, things…
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Don’t Panic-Buy a Tesla Because Gas Went Up 40 Cents
Every time conflict rattles the Middle East and oil prices spike, car dealerships quietly uncork the champagne. Here’s why reacting to pump prices with a brand-new vehicle purchase is one of the most expensive impulses in personal finance. There’s a ritual that plays out with clockwork-like reliability whenever geopolitical tension flares up in oil-producing regions…